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Thomas Cook profits dip in tough market

first_img HOLIDAY operator Thomas Cook yesterday said it would slash costs by up to £50m after a “demanding” year that saw profits come in at the lower end of expectations. Profit before tax fell six per cent compared to 2009 to £277m, while revenues were down four per cent to £8.89bn. The UK and US markets were particularly tough, with UK underlying profit falling by a third on the previous year. This was due to “significant foreign exchange headwinds” from sterling’s weakness against the dollar and euro, as well as lower demand for holidays. The five-day closure of EU airspace in April due to volcanic ash also cost it about £100m in revenues, the company said.Thomas Cook is now reducing its UK cost base and aims to generate £40m to £50m in cost savings. It expects the changes to cost £20m to implement, incurred in the 2010-11 financial year, but believes they will mitigate any further deterioration in the market. It has already cut 500 managerial and support jobs since October.“We recognised at the outset that 2009 to 10 would be demanding,” said chief executive Manny Fontenla-Novoa. “While we made good progress in many of our operating segments and delivered a strong improvement in operating cash flow, trading in the UK was even tougher than anticipated.”The results meant an overall loss per share of 0.3p, down from 2009 eps of 0.8p per share. The company will pay a final dividend of 10.75p, unchanged from 2009’s level.Analysts remained upbeat about the fundamentals and said the results were as expected, though Wyn Ellis of Numis warned of a tough year ahead. “We find it difficult to identify a near term catalyst; while shares look cheap they may continue to drift,” he said. Tags: NULL Show Comments ▼ Read This Next’A Quiet Place Part II’ Sets Pandemic Record in Debut WeekendFamily ProofNew England Patriots’ Cam Newton says no extra motivation from Mac Jones’SportsnautHiking Gadgets: Amazon Deals Perfect For Your Next AdventureFamily ProofBack on the Rails for Summer New York to New Orleans, Savannah and MiamiFamily ProofYoga for Beginners: 3 Different Types of Yoga You Should TryFamily ProofAmazon roars for MGM’s lion, paying $8.45 billion for studio behind JamesFamily ProofIndian Spiced Vegetable Nuggets: Recipes Worth CookingFamily ProofTortilla Mango Cups: Recipes Worth CookingFamily ProofWhat to Know About ‘Loki’ Ahead of Disney+ Premier on June 9Family Proof whatsapp Wednesday 1 December 2010 7:19 pmcenter_img Thomas Cook profits dip in tough market whatsapp Share KCS-content by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastSerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity Timesmoneycougar.comThis Proves The Osmonds Weren’t So Innocentmoneycougar.comZen HeraldNASA’s Voyager 2 Has Entered Deep Space – And It Brought Scientists To Their KneesZen HeraldAlphaCute30 Rules That All “Hells Angels” Have To FollowAlphaCuteReporter CenterBrenda Lee: What Is She Doing Now At 76 Years of Age?Reporter Centerthedelite.comNetflix Cancellations And Renewals: The Full List For 2021thedelite.comBeach RaiderSee The Woman Bradley Walsh Is Dating At 61Beach Raiderlast_img read more

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Sam Woode Limited (SWL.gh) 2005 Annual Report

first_imgSam Woode Limited (SWL.gh) listed on the Ghana Stock Exchange under the Printing & Publishing sector has released it’s 2005 annual report.For more information about Sam Woode Limited (SWL.gh) reports, abridged reports, interim earnings results and earnings presentations, visit the Sam Woode Limited (SWL.gh) company page on AfricanFinancials.Document: Sam Woode Limited (SWL.gh)  2005 annual report.Company ProfileSam Wood Limited is a publishing company in Ghana responsible for printing educational textbooks, story books and non-book materials primarily for the pre-school and primary school sectors. Publishing categories include agency books, agricultural science, basic design and technology, citizenship education, handwriting, information and communication technology, integrated science, social studies, mathematics and religious and moral education. Products published by Sam Wood Limited are available to purchase online. The company also has the exclusive distribution rights for West Africa sub-regions for titles by foreign publishers listed on the Company’s Agency lists. Sam Wood Limited is listed on the Ghana Stock Exchangelast_img read more

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Abbey Mortgage Bank Plc (ABBEYB.ng) 2013 Annual Report

first_imgAbbey Mortgage Bank Plc (ABBEYB.ng) listed on the Nigerian Stock Exchange under the Banking sector has released it’s 2013 annual report.For more information about Abbey Mortgage Bank Plc (ABBEYB.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the Abbey Mortgage Bank Plc (ABBEYB.ng) company page on AfricanFinancials.Document: Abbey Mortgage Bank Plc (ABBEYB.ng)  2013 annual report.Company ProfileAbbey Mortgage Bank Plc is a leading non-aligned Primary Mortgage Bank in Nigeria focused on providing well-structured mortgage options as well as financial banking and advisory services. The company is the largest and most profitable Primary Mortgage Bank in Nigeria and one of seven licensed by the Central Bank of Nigeria and Federal Mortgage Bank of Nigeria (FMBN). The company’s housing and mortgage products are available to residents of Nigeria. Its full suite of banking products and services is geared towards retail banking, wholesale banking, mortgage banking, lending and mortgages and electronic banking. Formerly known as Abbey Building Society Plc, the company changed its name to Abbey Mortgage Bank Plc in 2014. The company’s head office is in Lagos, Nigeria. Abbey Mortgage Bank Plc is listed on the Nigerian Stock Exchangelast_img read more

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Debate on tsunami appeal ‘backlash’

first_img Howard Lake | 14 March 2005 | News Will UK donors give less to charity after the unprecedented scale of giving to the tsunami disaster appeal? The London regional group of the Institute of Fundraising will be debating this question this week.Speakers at “The Tsunami backlash, fact or fiction?” debate will be:  22 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: Giving/Philanthropy Debate on tsunami appeal ‘backlash’ Holly Ball – Head of Fundraising, CAFOD; James Kliffen – Head of Fundraising, MSF (UK)Deborah Allcock Tyler – Chief Executive, DSCEach will give a 10-15 minute presentation of their view of fundraising in the UK following the recent tsunami disaster appeals. There will be a panel question and answer session chaired by Joe Saxton and a networking reception.The event will be held on 17 March 2005 at the International Students House, 229 Great Portland Street, Regent’s Park, in London. It will begin at 18.00 with registration from 17.30.The fee for Institute of Fundraising members will be £10 and £15 to non-members.To book to attend contact Andy Cawdell at Dovetail Management Consultancy. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Advertisement About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.last_img read more

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Hundreds pack State House to resist mass incarceration

first_imgHundreds of families, friends and supporters of prisoners packed the Massachusetts State House Oct. 8 to support “An Act to Reduce Mass Incarceration.” This bill, H3358, would eliminate life sentences without parole. A person serving a life sentence would be allowed to have a parole hearing after 25 years, then every 5 years. This would apply retroactively, so people currently in prison would be affected.  Prisoners and prison activists refer to life without parole, or LWOP, as “death by incarceration” or “the other death penalty.” The Sentencing Project states that as of 2016, some 162,000 people are serving LWOP nationally. According to the ACLU, 65 percent of those prisoners are Black. Massachusetts has the second highest percentage of its total prison population sentenced to LWOP — 1,018 out of about 8,500 in 2016. (New Boston Post, March 1) Nationally, thousands are serving LWOP for nonviolent drug offenses and such acts as shoplifting or siphoning gas.  Racist, cruel laws have filled prisons In the 1980s  Congress enacted mandatory minimum sentences for drug crimes.  According to the ACLU, “African Americans are 4-5 times more likely to be convicted for drug possession, even though whites use drugs at a higher rate.”  Another law from that era is the “Three Strikes” law, where a person convicted of three separate felonies receives the maximum penalty, usually 25 years to life with no parole.  Determined to speak for their loved ones and friends behind the walls, hundreds waited hours, standing or sitting on the floor, to testify in favor of the bill.    Suzette Cook, a community organizer in Rhode Island, told the crowd and legislatures: “The prisons are a big business. Prisoners provide free or cheap labor. You have people basically working for nothing; and if they are not working for free, they are working for wages like 25 cents an hour that, if we saw this happening in other countries, we would be very critical. “When you read the 13th amendment that [addressed] freed men and women [who] were enslaved, inside it is a clause allowing the reenslavement of people who are convicted of a crime. “Two million people in the U.S. are incarcerated at this time, my husband Sam Smith being one of them. He has spent the last 18 years systematically enslaved to a system that has been designed to keep him in there. In there, he has been away from his family, friends, his ill mother and, most importantly, me. … As a result of a corrupt judicial system, we have wasted a lot of taxpayers’ dollars forcing him to prove what he did not do and not giving him a fair trial. “My husband is specifically under this bill; he was sentenced to life without parole, and he was 17 at the time and charged as an adult. Under this law, all I request is that he be given a fair chance to come home and show that he is a productive member of this society.”FacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

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Pasadena Chamber Board of Directors Recommends Positions on November Ballot Measures

first_img Top of the News HerbeautyTiger Woods’ Ex Wife Found A New Love PartnerHerbeautyHerbeautyHerbeautyThese Are 15 Great Style Tips From Asian WomenHerbeautyHerbeautyHerbeauty11 Ayurveda Heath Secrets From Ancient IndiaHerbeautyHerbeautyHerbeautyWant To Seriously Cut On Sugar? You Need To Know A Few TricksHerbeautyHerbeautyHerbeautyFollow This Summer Most Popular Celeb Beauty TrendHerbeautyHerbeautyHerbeauty7 Things You Should Never Share With Other PeopleHerbeautyHerbeauty Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. The Board of Directors of the Pasadena Chamber of Commerce considered the array of initiatives on the ballot on November 8th. In deciding whether or not to take a position, the Board analyzed whether a particular measure would impact the local economy, local businesses as a whole, or individual Chamber members.The Board took these positions on the statewide and county initiatives:Los Angeles CountyMeasure M: Sales tax to fund transportation in Los Angeles County. SUPPORT. Transportation and transit needs are underfunded, there is a significant local return for Pasadena and the area and the measure is required to fund the Gold Line to Claremont and other projects important to the San Gabriel Valley and Pasadena.Measure A: Assessment to fund Los Angeles County Parks. OPPOSE. The per square footage assessment formula is too heavily weighted against business and commercial interests who will be paying significantly higher assessments than residential properties. The amounts being raised are much higher than the expiring parcel tax without adequate information about specific projects that would be funded or oversight of expenditures.State of CaliforniaProposition 51: School Bonds. OPPOSE. The proposition is another budgeting by ballot box measure that removes the legislature and the governor from decisions about spending and bonding. Also, the amount being raised is so small that it will not have a noticeable impact anywhere in California.Proposition 52: Medical Hospital Fee Program. SUPPORT. Maintains hospital contribution to MediCal program which keeps MediCal functioning to serve Californians.Proposition 53: Voter approval of state bonding to support major projects. OPPOSE. Would undermine ability of the State of California to finance large scale construction projects such as the Bay Delta water project. There is also no provision for emergency funding in the event of a disaster.Proposition 54: legislative Transparency. SUPPORT. The proposition would force the legislature to post information on bills being considered 72 hours in advance of any vote. This would discontinue the practice of “gut-and-amend” where legislation is stripped of its text at the last minute and new text is substituted that the public has not had a chance to even learn about) Passage would promote and enhance good government efforts in Sacramento.Proposition 55: Extension of Proposition 30 Tax. OPPOSE. Proposition 30 was enacted as an emergency measure to stabilize California state finances during the economic downturn. Promise was that, before it expired, the economy would have recovered and the legislature and governor would have worked to reform the state budget so tax would not have to continue. They did not accomplish that. Tax extension was temporary and should be allowed to expire.Proposition 56: $2 per pack tax increase on cigarettes. SUPPORT. Cigarette smoking is a significant health risk and costs California and California employers billions of dollars each year. Tax would fund smoking aversion programs, education programs and more. Additional cost may deter some from smoking.Proposition 61: State of California prescription drug prices tied to price paid by the Veterans Administration. OPPOSE. This is intended to stabilize prices of prescription drugs but would put pressure on non-state prescription prices and likely cause increases for those who are privately insured, insured by employers or pay their own prescription drug costs.Proposition 65: Revenue from Disposable Bag Sales. OPPOSE. The measure would be confusing and complicated for stores that are no longer allowed to use plastic bags. This puts an undue burden on retail grocery stores while adding money to an agency that is not prepared to utilize the funds.Proposition 67: Maintain Plastic Bag Ban. SUPPORT. A ban of this sort is best implemented on a statewide level. In banning plastic grocery bags statewide, the State of California levelled the competitive markets.The Pasadena Chamber Board took no position on Proposition 57, proposition 58, Proposition 59, Proposition 60, Proposition 62, Proposition 63, Proposition 66 and Proposition 66.The Pasadena Chamber of Commerce does not endorse individual candidates for office.The Pasadena Chamber of Commerce and Civic Association is a professional business organization. Since the earliest days of Pasadena, the Chamber has played a major role in the development of this internationally renowned city. Since 1888, when the organization was founded as the Board of Trade, the Chamber’s primary purpose has been the enhancement of both the business climate and the quality of life in Pasadena. The Pasadena Chamber of Commerce serves more than 1400 members. Business News Your email address will not be published. Required fields are marked * faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Donald CommunityPCC- COMMUNITYVirtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPasadena Public WorksPasadena Water and PowerPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Name (required)  Mail (required) (not be published)  Website  Community News Pasadena Chamber Board of Directors Recommends Positions on November Ballot Measures Chamber Board considered measures for impact on local businesses, Pasadena economy and Chamber member companies From STAFF REPORTS Published on Tuesday, October 18, 2016 | 11:05 am Make a comment Community Newscenter_img Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy 4 recommended0 commentsShareShareTweetSharePin it Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena First Heatwave Expected Next Week Subscribe More Cool Stuff Community News Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDSlast_img read more

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DAILY OIL PRICE: June 7

first_img Previous articleMan charged with apartment shootingNext articleSuspect additionally charged with child pornography admin RELATED ARTICLESMORE FROM AUTHOR By admin – June 7, 2018 Facebook Facebook Upside Down Blueberry Pie CheesecakeSmoked Bacon Wrapped French Vidalia OnionFruit Salad to Die ForPowered By 10 Sec Mama’s Deviled Eggs NextStay Octopus Energy U.S. to Discount Customers’ Bills by as Much as 90% WhatsApp WhatsApp Crude Oil: 65.95 (+1.22)Nymex MTD AVG: 65.4829.Natural Gas: 2.930 (+.034).Gasoline: 2.1148 (+0.0448).Spreads: July/Aug. (+.06) Aug./Sept. (+.26).Plains WTI Posting: 62.50 (+1.25). Twittercenter_img Home Local News Business DAILY OIL PRICE: June 7 Pinterest Congressman Mike Conaway talks to the Odessa American on Jan. 7, 2018. Local NewsBusiness DAILY OIL PRICE: June 7 Rattler Midstream: 4Q Earnings Snapshot Snap Inc. to Participate in the Morgan Stanley Technology, Media & Telecom Conference 2021 Twitter Pinterestlast_img read more

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Does Credit Score Matter? Not to a Lot of Baby Boomers

first_img  Print This Post Previous: Mortgage Delinquencies Experience Atypical January Spike Next: FHFA Targets Hardest Hit Markets with Neighborhood Stabilization Efforts Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Related Articles Baby Boomers Credit Scores 2016-03-07 Brian Honea About Author: Brian Honea in Featured, News Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Share Save The Week Ahead: Nearing the Forbearance Exit 2 days agocenter_img A recent survey conducted of 1,037 non-retired consumers ages 51 to 70, i.e. the “baby boomer” generation, found that almost half of them believe that their credit score does not matter as much after age 70, according to TransUnion.“Despite the misperception that credit loses importance later in life, the fact remains that your credit score is a vital financial tool at every age,” said Ken Chaplin, SVP for TransUnion.About 70 percent of respondents indicated that they believe a healthy credit score is necessary for refinancing a mortgage, but only 61 percent said they believe a healthy credit score is necessary to co-sign a loan for a child or grandchild. Only 32 percent of boomers surveyed said they thought they needed a strong credit score to enter a long-term care facility.“Baby boomers need to prepare their credit score for retirement so they have the tools to fund financial obligations later in life,” Chaplin said. “As Americans age, good credit can not only help them finance medical expenses and long-term care, but also help them support children, grandchildren and other family members as they take on middle-life expenses, like buying a house or paying for school.”“Despite the misperception that credit loses importance later in life, the fact remains that your credit score is a vital financial tool at every age.”TransUnionRetirees can stay credit-active by using credit cards regularly and paying them in full at the end of the month.“Most retirees are past the point of making major purchases such as a new house or car,” said Chaplin. “But that doesn’t mean you should stop using your credit cards.”Baby boomers may not be the only demographic that doesn’t think having a good credit score is important. A report last May from the Consumer Financial Protection Bureau indicated that 26 million American adults (about 10 percent) do not have a credit history with any of the three nationwide consumer reporting agencies, termed as “credit invisible” by CFPB director Richard Cordray.“A limited credit history can create real barriers for consumers looking to access the credit that is often so essential to meaningful opportunity—to get an education, start a business, or buy a house,” Cordray said. “Further, some of the most economically vulnerable consumers are more likely to be credit invisible.” The Best Markets For Residential Property Investors 2 days ago Subscribe Tagged with: Baby Boomers Credit Scores Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. March 7, 2016 1,343 Views Does Credit Score Matter? Not to a Lot of Baby Boomers Servicers Navigate the Post-Pandemic World 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Home / Featured / Does Credit Score Matter? Not to a Lot of Baby Boomers Sign up for DS News Daily Is Rise in Forbearance Volume Cause for Concern? 2 days agolast_img read more

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PSNI to escalate search for missing man and defend efforts so far

first_img The PSNI say they are escalating the search for missing Lifford man David Colhoun, with the Foyle Search and Rescue Team and Irish Search and Rescue helicopter being asked to assist.The 22 year old escaped from PSNI custody in Strabane in the early hours of Sunday morning and hasn’t been seen since. His father Joseph says he’s lost all hope of finding his son alive, and is convinced his son’s body is in the river.PSNI Chief Inspector Andy Lemon said the search will be extended.Meanwhile, the PSNI are denying claims that they haven’t been helping in the search for David Colhoun.Chief Inspector Lemon says they have been in constant contact  with the Colhoun family, and have been taking David Colhoun’s disappearance very seriously:[podcast]http://www.highlandradio.com/wp-content/uploads/2011/05/lem1.mp3[/podcast] Newsx Adverts By News Highland – May 26, 2011 Previous articleAgriculture and Fisheries Minister wants to speed up aquaculture processNext articleSoccer – First win for Harps News Highland Man arrested in Derry on suspicion of drugs and criminal property offences released RELATED ARTICLESMORE FROM AUTHOR Pinterest Google+ WhatsApp Facebook Pinterest Facebookcenter_img WhatsApp Dail to vote later on extending emergency Covid powers Dail hears questions over design, funding and operation of Mica redress scheme HSE warns of ‘widespread cancellations’ of appointments next week Watch: The Nine Til Noon Show LIVE PSNI to escalate search for missing man and defend efforts so far Twitter Google+ Twitter PSNI and Gardai urged to investigate Adams’ claims he sheltered on-the-run suspect in Donegallast_img read more

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Two men wanted over attempted break-in at pensioners home

first_img Nine til Noon Show – Listen back to Monday’s Programme Community Enhancement Programme open for applications Pinterest Facebook Previous articleWoman left shaken after finding intruder in her homeNext article7 new cases of Coronavirus in Northern Ireland News Highland Arranmore progress and potential flagged as population grows Two men wanted over attempted break-in at pensioners home AudioHomepage BannerNews Important message for people attending LUH’s INR clinic News, Sport and Obituaries on Monday May 24th Facebook Loganair’s new Derry – Liverpool air service takes off from CODA center_img An investigation is continuing after two men tried to force their way into an elderly man’s home in Manorcunningham.The incident happened on Wednesday last around midday.A woman was at home with her elderly father when she heard a bang on the front door.She initially thought it was someone due to read the electricity meter and went to fetch a stool for him to stand on.The woman then heard her Father shouting and rushed into the front room.Sgt Eunan Walsh says this was a very disturbing incident and is urging anyone with information to come forward:Audio Playerhttps://www.highlandradio.com/wp-content/uploads/2020/03/eunadfgfgdfgdfnmanor1pm.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. WhatsApp By News Highland – March 16, 2020 RELATED ARTICLESMORE FROM AUTHOR Twitter WhatsApp Google+ Google+ Pinterest Twitterlast_img read more

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